{"id":96,"date":"2020-06-01T16:46:36","date_gmt":"2020-06-01T22:46:36","guid":{"rendered":"https:\/\/coveryourincome.ca\/?page_id=96"},"modified":"2022-11-15T19:53:03","modified_gmt":"2022-11-16T02:53:03","slug":"home","status":"publish","type":"page","link":"https:\/\/coveryourincome.ca\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t
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Accidents Happen. Everyone Gets Sick. \n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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When you suffer an accident or illness, you shouldn’t have to worry about how you will pay for added expenses or everyday bills. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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What we do<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Nobody ever asks 'what if you survive?'<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We are a husband and wife team who have been in the insurance business since 2010 and our specialty is Living Benefits. We have an amazing team of agents who help us serve Alberta, Saskatchewan, British Columbia, and Ontario.<\/p>

At Cover Your Income we focus on what happens if you don\u2019t die. Did you know that 48% of Canadians live paycheque to paycheque and would find it difficult to meet their financial obligations if their pay was delayed by just 1 week? Now imagine the emotional and financial stress that suffering from an accident or sickness could cause.<\/p>

That\u2019s where we help you so you don\u2019t add worry from financial stress. We are passionate about helping others protect their future because we know first-hand how an unexpected event can change your life.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Our Story<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The unexpected can happen to anyone.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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On January 11, 2014, I am working at a trade show when I receive a call. It\u2019s really loud and I can\u2019t quite understand what is being said. Someone is trying to tell me Paul has been in a car accident. He hands his phone over to Paul and Paul doesn\u2019t know where he is and I hear a lot of pain in Paul\u2019s voice.<\/p>

The Good Samaritan tells me he was the first on the scene, and because Paul was so cold he has him sitting in his car to warm up. They are waiting for an ambulance but he has no idea how long it will take emergency services to arrive at the location. I am advised to drive to the scene of the accident.<\/p>

We arrive to find Paul\u2019s destroyed Ford Escape. Paul is not there and has been taken via ambulance to the hospital. Seeing Paul\u2019s car, I assumed the worst. Thankfully, my father was driving me and he could hardly keep it together as seeing the wreckage you can\u2019t help but assume Paul is NOT going to be OK.<\/p>

You see, Paul\u2019s vehicle was stopped as he waited to turn left from one secondary highway to another. He was rear ended at 100\/km per hour. It was Paul\u2019s first day back to work after we took some time off with our family over the Christmas holidays and to celebrate our youngest daughter\u2019s 1st birthday in Banff.<\/p>

We arrive at the hospital and Paul\u2019s in a crazy amount of pain with a large cut on the back of his head that no one seems to be all that concerned about. (He still sports the scar.) Hours later, Paul is transferred to the Red Deer hospital with a ruptured spleen and internal bleeding.<\/p>

Paul\u2019s seems to be recovering well, besides being quarantined in the hospital with Pneumonia. We believe everything is going to back to normal and that this is just going to be a small hiccup.<\/p>

Paul collapses at the hospital a week after the accident. He is bleeding internally and near death and he needs emergency surgery and blood transfusions. His recovery begins all over again.<\/p>

Paul was totally disabled and unable to work for 4 months. I am forever grateful that Paul had purchased Hospitalization and Disability Insurance policies for our family. Without this protection and the financial support offered we surely would have lost our home to foreclosure.<\/p>

It took Paul a full 2 years to recover with many trips to the Red Deer hospital rehab center, appointments with doctors and specialists. In fact, many doctors told Paul perhaps he shouldn\u2019t even be working at all. But that isn\u2019t how Paul operates. There is no way he wouldn\u2019t look after his family, his 5 girls.<\/p>

On top of all the internal injuries, Paul suffered a Brain Injury. This would have been a life-changing accident for anyone, except this wasn\u2019t Paul\u2019s first major car accident\u2026<\/p>

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Our Services<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We've got you covered.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\"Hospital